902 West First Street
DeRidder LA 70634
337-462-0768 ( Office )      337-463-8645 (Fax)
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Rates

Share Accounts Rates

Amount on Deposit
Rate
$100 – 9,999  .75% Rate (.7526% APY)
(Limited to deposits of $5,000 per month/per member)
$10,000 +   1.25% Rate (1.2572% APY)
(Limited to deposits of $5,000 per month/per member)

Your savings federally insured to $250,000 by NCUA
(National Credit Union Administration, A U. S. Government Agency)

 

Loan Rates

Loans – All rates stated in terms of Annual Percentage Rate (APR)  (See us for complete details…)

Automobiles/Trucks/ATVs/Boats/Motorcycles/RVs /Lawn-Farm Tractors

Year of Vehicle Rate Duration
2015-2013 2.50% 72 months
2012-2011 3.25% 72 months
2010-2007 4.00% 72 months
2006-2005 4.75% 60 months

Boats/Tractors/RVs

Year of Vehicle Rate Duration
2004 or older 6.00% 48months

New Appliances

Rate Duration
6.25% 48months

Quick Cash Loans

Rate Duration
14.50% ( $500 Max -6 months -$15 fee)

Share Secured Loans

Rate Duration
Share Rate + 1.50% up to 96 months
(Pledged shares continue to earn dividends

Signature Loans

Rate Duration
7.75% 48 months ($501 minimum)
Membership Years Max Amount Allowed
0 < 1yrs $3,000
1 < 2yrs $4,000
2 < 3yrs $5,000
3 < 4yrs $6,000
4 < 5yrs $7,000
5 < 6yrs $8,000
6 < 7yrs $9,000
7+ yrs $10,000

 

All Accounts

  • Dormant Fee (No Activity for 12 months) – $5.00 per month
  • Late fee on loans – $20.00 if more than 15 days late

MEMBERSHIP

  • Membership Share – $5.00 per value / Opening Deposit – $5.00

STATEMENTS

  • Statements on all accounts are sent quarterly.

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